Are you struggling to pay bills or find affordable housing? Discover financial assistance programs for immediate and long-term support. Explore local and national resources providing help with rent, utilities, food, healthcare, and more. Find your options below!

Beyond immediate aid, learn strategies to improve your financial situation. Get tips for saving money, discover work-from-home opportunities, and access resources like free Vouchers, financial education tools, and apps to boost your income.

Ready to find help? Browse our categorized listings below. Get urgent financial aid to cover bills. Access resources for free food, affordable housing, job training, and other long-term support for your family.

National Charities, Non-Profits, Churches, & More for Financial Help

Are you struggling financially? There are many organizations ready to help. Here’s where to find national charities, non-profits, churches, and resources that provide free food, clothing, emergency financial assistance, and other forms of support.

National Charities and Programs

If you’re facing a crisis, national charities can be a lifeline. These well-known organizations provide a wide range of assistance, including:

  • Free food and clothing
  • Emergency financial help for bills and housing
  • And much more!

Some of the most prominent national charities include Feeding America, United Way, Habitat for Humanity, the American Red Cross, and St. Jude Children’s Research Hospital.

Community Action Agencies

Community action agencies are local organizations dedicated to fighting poverty. They offer:

  • Job training and placement services
  • Financial aid and grants
  • Support to help families overcome difficult situations


Many churches support their local communities with:

  • Short-term aid for those in need
  • Programs for the homeless and families facing hardship

Are you a low-income family struggling with bills? Find a church assistance program near you offering help with rent, utilities, food, and more.

Catholic Charities

Catholic Charities is a faith-based network offering resources across the country. They focus on helping:

  • The poor
  • Survivors of domestic violence
  • The homeless
  • Asylum seekers
  • And many others!

They may provide free items, emergency financial assistance, and other vital services. Find out more about Catholic Charities financial assistance.

The Society of Saint Vincent de Paul

Local churches and parishes associated with the Society of Saint Vincent de Paul work to support struggling families. They may offer:

  • Rent assistance
  • Help with utility bills
  • Thrift stores
  • Free food boxes

Locate St. Vincent de Paul financial help near you: check out to St. Vincent de Paul website.

The Salvation Army

The Salvation Army is a faith-based charity known for its wide range of social services, including:

  • Housing support
  • Free groceries
  • Homeless shelters
  • Emergency financial help for rent and utilities
  • Seasonal assistance programs

Find help from the Salvation Army.

Other Charities

Regional and specialized charities can fill specific needs in your community, providing:

  • Assistance with rent, food, and transportation
  • Support for other essential needs

Free Legal Aid

Non-profit law firms often provide free legal advice and assistance to low-income families and seniors.

Find Housing Assistance: Rent, Mortgage, Security Deposits

Learn about government programs, charities, and local resources that offer help with rent, mortgages, and security deposits to prevent homelessness.

Rental Assistance Programs

  • Government Programs: Federal and state governments provide rental assistance for low-income individuals, single mothers, the working poor, and others. Explore programs that help you with ongoing rent payments.
  • Charities and Non-Profits: Many charities and community action agencies provide financial aid to prevent evictions or offer emergency rent assistance during unexpected crises.
  • Local Assistance: Search for local programs that help with back rent, security deposits, and related costs in your city or county.

Subsidized Housing Programs

  • Section 8 Housing: This federal program offers income-based housing vouchers. Discover how to find Section 8 housing in your area.
  • Emergency Section 8: For those needing immediate housing support, learn how to apply for expedited Emergency Section 8 vouchers.

Additional Support

  • Motel Vouchers: When shelters are full, charities or government agencies may provide free motel vouchers for temporary housing solutions.
  • Rapid Rehousing and Security Deposit Assistance: Find programs offering grants, security deposit help, and legal aid to prevent homelessness.
  • Single Mother Assistance: Explore housing programs and rental assistance specifically designed to support single mothers.

Housing With No Waiting Lists

In a crisis, find immediate housing options with no waiting lists through Section 8, government programs, or non-profits. These may be available for single mothers, veterans, low-income individuals, the disabled, and the elderly.

Get Help with Utility Bills: Electric, Water, Phone, and More

Utility costs can be a major burden. Whether you’re facing a crisis or need long-term support, here’s what you need to know about Utility Bills assistance programs.

Assistance with Electric and Heating Bills

  • Government Programs: Programs like LIHEAP offer grants and aid to low-income families. Discover government-funded electric bill assistance.
  • Charity and Non-Profit Aid: National charities and non-profits provide emergency funds, hardship grants, and resources to prevent disconnections.
  • Energy Conservation: Lower your monthly energy costs with conservation tips and programs.
  • Local Resources: Find local agencies offering payment plans, emergency funds, and additional support in your area.

Help with Water Bills

  • Disconnection Prevention: Charities and water companies can help prevent shut-offs and provide relief for low-income customers. Explore local water bill assistance options.

Phone Bill Assistance

  • Low-Income Programs: Discover programs offering discounted or free phone service for eligible individuals, including those on government benefits.
  • Free Cell Phones: Get information on free iPhones, Samsungs, and other smartphones for low-income families, the disabled, and seniors.

Free iPhones from the Government

Individuals on benefits like SNAP (EBT), Medicaid, and Section 8 may qualify for a free iPhone. Learn more about eligibility and application processes.

Free Food Programs to Help You and Your Family

Many resources exist to help low-income families and individuals access nutritious food. Here’s a breakdown of where to find assistance:

Government-Funded Programs

  • SNAP Food Stamps (EBT): This program provides financial aid for grocery purchases. Explore how to qualify for SNAP, including emergency benefits and expedited EBT cards.
  • USDA Commodity Programs: Discover a variety of government food distribution programs.
  • School Meals: Investigate if your children qualify for free or reduced-price breakfasts and lunches at school.
  • Senior Meal Programs: Learn about specialized meal assistance programs designed for the elderly.

Charities, Food Banks, and Local Resources

  • National and Regional Food Banks: In times of crisis, locate national and regional food banks and pantries offering emergency assistance.
  • Local Food Pantries: Find community food pantries, often run by churches or neighborhood groups, where you can receive free groceries.
  • Meals on Wheels: This program delivers free meals (and wellness checks) directly to the homes of seniors and disabled individuals.

Get Free Essentials: Clothes, Furniture, Seasonal Items, and More

There are numerous national and local organizations offering free items throughout the year. Struggling families can find essential goods like groceries, school supplies, Christmas toys, clothing, cars, gasoline vouchers, and much more. These resources provide vital support to those in need.

  • National Programs: Explore charities, corporations, and government programs offering free groceries, school supplies, Christmas toys, clothing, cars, gasoline vouchers, and more.
  • Local Assistance: Many communities have churches, charities, thrift stores, and distribution centers offering free items. Search for resources specific to your area.

Specialized Resources:

  • Furniture Banks: Locate free beds, appliances, couches, and other gently used household items. check out free furniture assistant programs.
  • Clothing Closets: Find free workwear, everyday clothing, and seasonal items for adults and children.
  • Diaper Banks: New parents can access free diapers and wipes for their babies.
  • Free Internet Programs: Discover government-funded programs offering free or low-cost Internet access to support remote work, education, and families in need.
  • Funeral Assistance: Charities and government programs can help low-income and uninsured individuals with funeral, cremation, and burial expenses.

Grants, Cash Assistance, and Government Programs for Financial Support

Struggling to make ends meet? Explore a variety of grants, cash assistance, and government programs designed to support individuals and families in need.

Find Help for Your Financial Needs

  • Grants for Essential Bills: Discover grant programs that help with expenses like energy bills, transportation, rent, medical needs, food, and other critical costs.
  • Earn Extra Cash: Learn how to make money for bills using everyday apps, websites, and survey platforms.
  • Federal and Local Assistance: Access immediate financial help from federal, state, and local government assistance programs, often in partnership with non-profits.
  • State Benefits: Explore state-specific public assistance programs or government benefits for low-income individuals, the unemployed, or those experiencing homelessness.

Support for Specific Groups: 

Find specialized programs and resources for:

  • Single Adults: Discover programs for single people without children.
  • Individuals with Disabilities: Access government benefits, loans, disability advocacy, and other forms of support.
  • Seniors: Locate food assistance, free medications, aid, senior centers, and housing programs.
  • Single Mothers: Get help with child care, financial assistance, flexible jobs, and other essential resources.

Loans for Those with Bad or No Credit

Even with past financial challenges, emergency loan options exist. Explore resources from non-profits, credit unions, online banks, and even some payday-type lenders for crisis situations.

Get Transportation Assistance: Free Cars, Repairs, Gas, and More

Reliable transportation is essential for work, job training, school, and daily life. Find support from these programs:

Solutions for Your Transportation Needs

  • Free Cars for Employment: Charities, non-profits, and auto dealers may offer free new or used cars to individuals who need transportation for an existing or new job. Explore programs offering free cars for low-income families.
  • Car Repair Assistance If your car needs repairs, find grants, charities, or volunteer mechanics that can help. Discover grants to fix your car.
  • Emergency Gas Vouchers: Charities may offer free gasoline cards or vouchers for job interviews, medical emergencies, or other critical needs.
  • Auto Loan Assistance: If you’re struggling with car payments, banks, lenders, or non-profits may offer financial assistance, payment plans, or other support.
  • Transportation for Individuals with Disabilities: Access free or low-cost rides, including wheelchair-accessible transportation options. Learn more about transportation services for people with disabilities.

Homeowner Resources: Find Mortgage Help, Repair Assistance, and More

Support for Homeowners

Owning a home can be both rewarding and challenging. Discover resources to help you manage your mortgage and keep your home in good repair:

Mortgage Assistance:

  • Payment Help: Explore programs offering help with past-due mortgage payments from banks, non-profits, and government agencies.
  • Foreclosure Prevention: Find local programs and resources to help avoid foreclosure.

Home Repair Assistance:

  • Free Repairs: Low-income families, seniors, and individuals with disabilities may qualify for free home repairs through grants and volunteer programs.
  • Financial Aid: Discover grants or loans to help fund necessary home improvements.